<p>A great example of how time management would help every aspect of your life is physical training. &nbsp;Many people say that they don't have time to go to the gym or workout. &nbsp;What I have found both inside the military and now as a retiree is that you put it on your schedule just as you would any meeting at work. &nbsp;If you need to catch up on e-mail, put it on the calendar. &nbsp;If you need to carve time to do some professional reading, put it on the calendar. &nbsp;Otherwise "life" can overwhelm you.</p>