Andres, Thanks for sharing your opinion with the forum. To give everyone else an idea regarding the Obama college rating system I have posted the basic points below. A Better Bargain for the Middle Class: Making College More Affordable *Paying for Performance *Tie financial aid to college performance, starting with publishing new college ratings before the 2015 school year. *Challenge states to fund public colleges based on performance. *Hold students and colleges receiving student aid responsible for making progress toward a degree. *Promoting Innovation and Competition *Challenge colleges to offer students a greater range of affordable, high-quality options than they do today. *Give consumers clear, transparent information on college performance to help them make the decisions that work best for them. *Encourage innovation by stripping away unnecessary regulations. *Ensuring that Student Debt Remains Affordable *Help ensure borrowers can afford their federal student loan debt by allowing all borrowers to cap their payments at 10 percent of their monthly income. *Reach out to struggling borrowers to ensure that they are aware of the flexible options available to help them to repay their debt. Cindy Bryant