Well said, David! I think you have hit on a crucial observation regarding the characteristics of a compliance culture. As you reference, there are ways to comply to the necessary full disclosure of information needed by students to make informed decisions about their education, however, a culture of compliance looks not only at adhering to a regulation or requirement, but focuses on the best, most helpful and student-friendly way to disclose the information. A huge difference! Thanks for your comments! Jay Hollowell