Sounds like you've already got a great approach Janet. If you're happy with it, keep it up!
I get outside work side jobs & that is improving the finances; less spending as well. It all works out.
Stress is self induced in my opinion. I am in charge, for the most part, for my own daily destiny. There are ways to manage what are perceived stressed situations.
Got to prioritize & folks will understand & adapt to your destressed lives, not the other way around.
Sounds like a lot of stress. I wonder if there's anything that you can do to make your long commute more enjoyable. I might try some good music or a few books on tape - rented from the local library if your budget is tight.
I have a long commute to work. That can be stressful in it's self. I also find it hard to find time to do the fun things that tend to relax me. Lack of time & lack of extra funds to do fun things can stress me out. J.P.
That's really tough Janet. Sometimes instructors can find ways of lowering their bills. Other times, they are as low as they can go.
Not enough in the paycheck to cover the ever increasing costs of high fuel & all the other utility bills.