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I agree with this response. Unfortunatley, due to the hard times of the current economy college grads can't get employed and therefore can't afford to repay student loans. However, the entrance and exit surveys can help educate them on deferment and forbearance options that may be able to help them in hardship times.

I have seen that students who default their student loans have already prior problems keeping their financial obligations and commit to obligations that they can't afford.

They cant find work after they graduate due to the economy.

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